9465Installment Agreement Request
“Recent developments: None at this time.”irs.gov, About Form 9465 · checked 2026-11-02
- Source
- irs.gov/pub/irs-pdf/f9465.pdf
- Size
- 170,094 bytes
- SHA-256
- Revision (page)
- Dec 2026
- Revision (footer)
- Form 9465 (Rev. 12-2026) ✓ match
- Fetched
- 2026-11-02 07:30 UTC
Form 9465 asks the IRS for a monthly installment agreement (payment plan) when you cannot pay the full amount shown on your return or on an IRS notice. It is for individuals who owe income tax on Form 1040, may be responsible for a trust fund recovery penalty, or owe employment taxes from a sole-proprietor business that has closed. Before you use it, the instructions point to cheaper routes: if you can pay in full within 180 days you can avoid the setup fee, and if you owe $50,000 or less you can apply online at IRS.gov/OPA with a lower user fee. Part II asks for household and income details only in certain cases. Interest and penalties keep accruing until the balance is paid. The current revision is September 2020, with instructions revised July 2024.
The official PDF opens here.
- 1Fill
- 2Print or download
- 3Sign by hand
Online is usually cheaper.
With a balance of $50,000 or less you can set up a plan online at IRS.gov/OPA. The instructions' fee table (as of July 1, 2024) shows lower user fees online and with direct debit; low-income taxpayers may get fees reduced, waived or reimbursed.
“If you establish your installment agreement using the OPA application, the user fee that you pay will be lower than it would be otherwise.”
Instructions for Form 9465 (Rev. July 2024), Applying onlinePaying within 180 days? Call instead.
If you can pay in full within 180 days, the IRS says you can avoid the installment agreement fee by calling. Operating businesses that owe employment taxes call the number on their notice.
“If you can pay the full amount you owe within 180 days, you can avoid paying the fee to set up an installment agreement by calling the IRS at 800-829-1040.”
Instructions for Form 9465 (Rev. July 2024), Can you pay in full within 180 days?Pay as much as you can each month.
Interest and penalty charges continue until the balance is paid, so the instructions ask for the largest monthly payment you can manage.
“Make your payments as large as possible to limit interest and penalty charges.”
Instructions for Form 9465 (Rev. July 2024), Line 11aRevision history
We check the IRS forms list every day and hash the PDF bytes every week. irs.gov’s last-modified header is not reliable, so we compare the bytes. This list starts when our crawler first saw the form.
| Edition | Status | Fields |
|---|---|---|
| Rev. December 2026 | Current | +16 / −50 |
| Rev. September 2020 | Superseded | baseline |
Related forms
843
Is there a 2026 Form 843? No. The current revision is December 2024.
4868
Is there a 2026 Form 4868? No. The edition on irs.gov is Form 4868 (2025).
1040-ES
Is there a 2026 Form 1040-ES? Yes. Form 1040-ES (2026) is the edition on irs.gov now.
2848
Is there a 2026 Form 2848? No. The current revision is January 2021.
Sources
- About Form 9465 (irs.gov) · checked 2026-10-05
- Form 9465 (Rev. September 2020) · checked 2026-10-05
- Instructions for Form 9465 (Rev. July 2024) · checked 2026-10-05
- Online Payment Agreement · checked 2026-10-05
- IRS page for Form 9465 · crawled 2026-11-02
Not affiliated with the IRS, USCIS or any government agency. US federal forms are public domain (17 U.S.C. §105); the line help is ours, written from the instructions. Informational only: not tax or legal advice.